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Terms of Use

Last updated: 10 May 2026

Please read these Terms of Use carefully before using the cryptic-chip website and services.

Acceptance of Terms

By accessing or using our website and services, you agree to be bound by these Terms of Use and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using this site.

Description of Services

cryptic-chip provides financial education services including workshops, courses, coaching sessions, and consultations. Our services are educational in nature and do not constitute professional financial advice regulated by the Financial Conduct Authority (FCA).

Not Financial Advice

The information and education provided by cryptic-chip is for general informational purposes only. It should not be considered as professional financial advice. You should consult with a qualified financial adviser before making any financial decisions.

User Obligations

When using our services, you agree to:

  • Provide accurate and complete information
  • Use the services only for lawful purposes
  • Not misuse or abuse the services
  • Respect intellectual property rights
  • Maintain the confidentiality of any account credentials

Intellectual Property

All content on this website, including text, graphics, logos, images, and software, is the property of cryptic-chip and is protected by copyright and other intellectual property laws. You may not reproduce, distribute, or create derivative works without our express written permission.

Course and Service Materials

Materials provided as part of our courses and services are for your personal use only. You may not share, distribute, or resell these materials without our permission.

Payment and Refunds

Payment for services must be made in full before access is granted unless otherwise agreed. Our refund policy is as follows:

  • Workshops: Full refund if cancelled more than 7 days before the event
  • Courses: Refund available within 14 days of purchase if less than 25% of content has been accessed
  • Coaching sessions: Refund available if cancelled at least 48 hours before the scheduled session

Limitation of Liability

To the fullest extent permitted by law, cryptic-chip shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of or inability to use our services.

We do not guarantee specific financial outcomes from using our services. Your financial success depends on many factors beyond our control.

User-Generated Content

If you submit feedback, questions, or other communications to us, you grant us the right to use such communications without restriction or compensation to you.

Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the content, accuracy, or practices of these external sites.

Termination

We reserve the right to terminate or suspend your access to our services at our sole discretion, without notice, for conduct that we believe violates these Terms of Use or is harmful to other users, us, or third parties.

Modifications to Services

We reserve the right to modify, suspend, or discontinue any part of our services at any time without prior notice.

Changes to Terms

We may revise these Terms of Use at any time. By continuing to use our services after changes are posted, you accept the modified terms.

Governing Law

These Terms of Use shall be governed by and construed in accordance with the laws of England and Wales. Any disputes shall be subject to the exclusive jurisdiction of the courts of England and Wales.

Severability

If any provision of these Terms of Use is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

Entire Agreement

These Terms of Use constitute the entire agreement between you and cryptic-chip regarding the use of our services.

Contact Information

If you have questions about these Terms of Use, please contact us at:

Email: [email protected]
Address: 42 Kingsway, London, WC2B 6EX, United Kingdom

cryptic-chip

Empowering financial clarity through education and personalised guidance.

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